Disclaimers

This webpage contains disclosures related to First Continental Mortgage, Ltd., social media messages.

Social media messages are provided as informational only. They are not a commitment to lend. Loan approvals are subject to credit, underwriting, and property approval. Not all loans available in all areas, and not all borrowers will qualify. Terms, programs, and interest rates are subject to discontinuation or change at any time without notice. Home loans may involve appraisal fees, title search fees, and other fees, but there is no cost to obtain details or apply. Other terms and conditions apply. Some loans may be government insured. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. Refinancing your mortgage loan to reduce total monthly payments may lengthen the repayment term or increase total interest expense compared with your current situation.

 

First Continental Mortgage, Ltd.

The following licenses are held by First Continental Mortgage Ltd. (and related D/B/A names), NMLS ID# 56321. 

Corporate office is located at: 6002 Rogerdale Road, Suite 500/565, Houston, TX  77072

Alabama – First Continenetal Mortgage, Ltd, Consumer Credit License #23274

Arizona – First Continenetal Mortgage, Ltd, Mortgage Banker License #BK-2001499

Colorado – Mortgage Company Registration. To check the license status of your mortgage loan originator, visit http://dora.state.co.us/real-estate.

Florida - First Continental Mortgage, Ltd., Mortgage Lender License # MLD2464

Georgia - Georgia Residential Mortgage Licensee - First Continental Mortgage, Ltd. (a Texas LP)  #19501

North Carolina - First Continental Mortgage, Ltd. License #L-2155992

Oklahoma - First Continental Mortgage, Ltd., Mortgage Lender License # ML016807

Oregon - First Continental Mortgage, Ltd., Mortgage Lending License # 56321

South Carolina - BFI First Continental Mortgage, Ltd.  Mortgage Lender/Servicer License #MLS-56321

Tennessee - First Continental Mortgage, Ltd. Mortgage Licensee #112965 

Texas - SMLFirst Continental Mortgage, Ltd., Mortgage Banker Registration DBA Community One Financial

Utah - First Continental Mortgage, Ltd., Utah-DRE Mortgage Entity License # 14223719

Washington - First Continental Mortgage, Ltd. License #CL-56321, http://www.communityoneonline.com/

 

 

http://www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

TO FILE A COMPLAINT WITH FIRST CONTINENTAL MORTGAGE, LTD., PLEASE CLICK HERE

 

Equal Housing and Fair Lending Statement

We are an equal opportunity lender and are committed to fair and responsible lending practices. We do not discriminate in any aspect of the housing or credit process on the basis of race, color, religion, national origin, sex, handicap, familial status, age (provided the applicant has the capacity to contract), marital status, sexual orientation, gender identity, receipt of public assistance income, or because you have exercised your rights under the Consumer Credit Protection Act.

As required by federal law, we comply with the Equal Credit Opportunity Act (ECOA), Fair Housing Act, and all applicable state and local fair lending regulations.